Term Deposits
- Maximum Interest Rate: Earn up to 9.50% p.a. (General Public) / 10.00% p.a. (Senior Citizen) for a 25 to 36-month deposit.
Senior Citizen Advantage: Customers aged 60 years and above receive an additional 0.50% interest rate across all deposit periods.
Category | Tenure (Period) | General Public (Annual Rate) | Senior Citizen (Age 60+ Special Rate) |
Short Term Deposit | 30 Days to 45 Days | 6.00% | 6.50% |
46 Days to 119 Days | 6.25 % | 6.75% | |
120 Days to 209 Days | 7.50% | 8.00% | |
210 Days to 365 Days | 8.50% | 9.00% | |
Long Term Deposit | 13 Months to 24 Months | 9.00% | 9.50% |
25 Months to 36 Months | 9.50% | 10.00% | |
Special Citizen Benefit | N/A | N/A | +0.50% |
Note: The rates are subject to change without prior notice. Please confirm the rate on the day of booking your Term Deposit.
Terms : “The Sanatan Co-Operative Credit Society Ltd. reserves the right to unilaterally revise or modify its terms and conditions, including, but not limited to, rates of interest, fee structures, product features, and scheme eligibility/benefits. Any such revisions shall be effective immediately upon approval by a resolution passed in either the Annual General Meeting (AGM) or a Special General Meeting.” ( The T&C applicable for all products )
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