1. Application Form – Duly filled and signed by the Members/Applicant/Co-applicant/Guarantor.
2. Photographs – Two recent passport-size color photographs of each Member/Applicant/Co-applicant/Guarantor.
3. Identity Proof (Any one of the following):Aadhaar Card, NREGA Job Card, Passport, Driving License, Voter ID, PAN Card.
4. Residence Proof (Any one of the following):Aadhaar Card, NREGA Job Card, Electricity Bill, Passport, Voter ID.
5. Office/Business Address Proof (Any one of the following):Udyam Registration Certificate,GST Certificate, Gumasta License, Electricity Bill.
6. CIBIL Score – Minimum 800 required for all Members / Applicant and Guarantor.
7. Processing Fee – 2% of the sanctioned loan amount (non-refundable).
8. Existing Loan (if any):12 months repayment track record, Latest statement of account OR Copy of the Sanction Letter.
9. All documents must be self-attested by Member’s / Applicant- Co-applicant and Guarantors.
10. Additional documents may be requested based on the nature of the loan.

For Salaried Applicants

A. Income Document

1. Latest 3 months’ Salary Slips (with company logo or on company letterhead, duly seal and sign by authorized signatory ).
2. Latest Form 16 (for 2 years) or Latest 2 years ITR (with CA attestation, if available).
3. Company Appointment Letter.
4. Company Increment letter.

For Self-Employed (Non-Professionals & Professionals)

A. Income Document

1. Latest 3 years ITR of the individual OR Company:Acknowledgement ,Computation of Income, Profit & Loss Account, Balance Sheet, Audit Report (if available), ITRTrue certified attested by CA.
2. Latest 1 year Bank Statement :Current Account and Savings Account.
3. Business Entity Proof (Any one):Shop Act License, Udyam Registration Certificate, GST Certificate.
4. Business Profile – On company letterhead.
5. Qualification Certificate – Applicable for professionals (e.g., CA, Doctor, Architect and Engineer )

For Partnership firm / LLP / Pvt. Ltd./ Ltd Company (If Member, Applicant or Co-applicant)

A. Company Income Document

1. Latest 3 years ITRs :Acknowledgement ,Computation of Income, Profit & Loss Account, Balance Sheet and Audit Reports (ITRTrue certified attested by CA)
2. Latest 1 year Company Bank Statement (Current Account)
3. Partners / Director’s Income tax return with 1-year bank statement copy.

B. Company Documents

1. Company PAN Card.
2. Company Address Proof.
3. Memorandum of Association (MOA).
4. Shareholding Pattern – On company letterhead, certified by CA.
5. Board Resolution – As per Sanantan CCSL format, on company letterhead.
6. If partnership ship OR LLP firm- Partnership/LLP agreement required.
7. Company registration certificate.

Property Document

For Resale Property:

1. Chain of agreement with registration receipt, stamp duty receipt and index II.
2. Share certificate copy
3. Society registration certificate copy
4. Commencement certificate copy
5. Building certified blue plan by Govt. authority
6. Occupation certificate copy

Note: – Additional documents may be needed as per the nature of the application, All documents need to be attested by the member’s Applicant & Co-Applicant.