1. Application Form – Duly filled and signed by the Members/Applicant/Co-applicant/Guarantor.
2. Photographs – Two recent passport-size color photographs of each Member/Applicant/Co-applicant/Guarantor.
3. Identity Proof (Any one of the following):Aadhaar Card, NREGA Job Card, Passport, Driving License, Voter ID, PAN Card.
4. Residence Proof (Any one of the following):Aadhaar Card, NREGA Job Card, Electricity Bill, Passport, Voter ID.
5. Office/Business Address Proof (Any one of the following): Udyam Registration Certificate, GST Certificate, Gumasta License, Electricity Bill.
6. CIBIL Score – Minimum 800 required for all Members / Applicant and Guarantor.
7. Processing Fee – 2% of the sanctioned loan amount (non-refundable).
8. Existing Loan (if any):12 months repayment track record, Latest statement of account OR Copy of the Sanction Letter.
9. All documents must be self-attested by Member’s / Applicant- Co-applicant and Guarantors.
10. Additional documents may be requested based on the nature of the loan.

For Salaried Applicants

1. Income Document

1. Latest 3 months’ Salary Slips (with company logo or on company letterhead, duly seal and sign by authorized signatory ).
2. Latest Form 16 (for 2 years) or Latest 2 years ITR (with CA attestation, if available).
3. Company Appointment Letter.
4. Company Increment letter.

For Self-Employed (Non-Professionals & Professionals)

A. Income Document

1. Latest 3 years ITR of the individual OR Company:Acknowledgement , Computation of Income, Profit & Loss Account, Balance Sheet, Audit Report (if available), ITRTrue certified attested by CA.
2. Latest 1 year Bank Statement :Current Account and Savings Account.
3. Business Entity Proof (Any one):Shop Act License, Udyam Registration Certificate, GST Certificate.
4. Business Profile – On company letterhead.
5. Qualification Certificate – Applicable for professionals (e.g., CA, Doctor, Architect and Engineer )

For Partnership firm / LLP / Pvt. Ltd./ Ltd Company (If Member, Applicant or Co-applicant)

A. Company Income Document

1. Latest 3 years ITRs :Acknowledgement , Computation of Income, Profit & Loss Account, Balance Sheet and Audit Reports (ITRTrue certified attested by CA)
2. Latest 1 year Company Bank Statement (Current Account)
3. Partners / Director’s Income tax return with 1-year bank statement copy.

B. Company Documents

1. Company PAN Card.
2. Company Address Proof.
3. Memorandum of Association (MOA).
4. Shareholding Pattern – On company letterhead, certified by CA.
5. Board Resolution – As per Sanantan CCSL format, on company letterhead.
6. If partnership ship OR LLP firm- Partnership/LLP agreement required.
7. Company registration certificate.

Note: – Additional documents may be needed as per the nature of the application, All documents need to be attested by the member’s Applicant & Co-Applicant.